I'm a financial advisor so I plan costs for a living. My wife is a medical provider. Between the two of us, we're probably more familiar than the average bear when it comes to health insurance. I have a $3,500 high-deductible health plan so I know my first-dollar coverage is coming from me. Even though I have no ongoing health problem, when you need somebody you need somebody. And it can be highly unpredictable.
I didn't know what direct primary care was until somebody took the time to explain it to me. But once I heard about the model, it made immediate sense. The thought of having quick access on a personal basis with the same doctor each time was attractive. It is also very affordable. Since joining a DPC practice, I was surprised at the number of times it's helped. Whether it was getting a tetanus shot - finger prick on a rusty nail, getting discounted labs, or a crazy shoulder incident when I could barely move my arm, my DPC was there for me and consulted with me every step of the way.
So much of today's medicine is CYA. Cover your ass. We have a broken system. The way I look at it, if I have something significant happen, I got my insurance to cover it. But direct primary care is actually real health care of pretty much everything I need. I would rather have a flat, known cost that ends up saving me money. I hope more people figure it out.
Paul is a financial advisor who understands unpredictable healthcare costs. He found DPC to be the most affordable, high-value option that actually gets you care when you need it.
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