Spend less & get more from your health insurance.

You’ll love our low cost, low deductible health insurance plans – the only ACA Marketplace plans in Maine and Oklahoma with free, unlimited primary care and mental health visits.

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Free primary care
Free mental health
Low deductibles
Wide network
Free primary care
Free mental health
Low deductibles
Wide network
Free primary care
Free mental health
Low deductibles
Wide network
Free primary care
Free mental health
Low deductibles
Wide network
How we’re different

More access to better care at a lower cost.

Get free care on day 1, even before you reach your deductible.

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Example image of patient and therapist session
$0
The only plan with
Unlimited primary care
Example image of patient and therapist session
$0
The only plan with
Unlimited mental health visits
Image sample of prescription medicine
Low
$4150 / $1900 / $0
Deductibles
Bronze / Silver / Gold

Learn more about our ACA Marketplace plans.

Coverage through a wide network of top healthcare providers.

We partner with doctors and hospitals you trust for comprehensive coverage across labs & x-rays, low specialist copays, surgeries, newborn care and more.

SSMHealth
Integris Health
Mercy
Saint Francis Health System
Hillcrest
Ascension St. John
MaineHealth
Northern Light Health
Mass General Brigham
4,000+
Hospitals
75,000+
Pharmacies
100,000+
Providers

Extraordinary access to best-in-class primary care

We partner with top doctors to offer you access to:

Same & next-day appointments
Texting or calling with your doctor
Unhurried 45-minute appointments
Personalized care from doctors rooted in your community
Dr. Emily Mclaurin
Dr. Emily McLaurin
Direct Primary Care Doctor, Oklahoma

“At my practice, you have a place to turn for all your physical and mental health needs. My patients love it, and I love it!”

Dr. Kyle Rickner
Dr. Kyle Rickner
Direct Primary Care Doctor, Oklahoma

“We put our patients first. We are caring, creative, compassionate, problem-solvers who are eager to meet the needs of our patients.”

Dr. Joanna Rulf
Dr. Joanna Rulf
Direct Primary Care Doctor, Maine

“My patients see me when they need me, without having to outsource my care to someone neither I nor my patient knows, at those times in their lives when my expertise is most needed.”

You’ve got options and flexibility for primary care!

In our "Direct Primary Care" plans, you'll receive $0 unlimited visits with a PCP of your choice. If you want, you can easily switch doctors mid-year, and you can have different doctors within the family.

Option 1
Join a Direct Primary Care (DPC) doctor
DPC is a growing model of primary care where you get all-access membership to a local doctor. In our "Direct Primary Care" plans, you can join a DPC doctor for $0!
Option 2
Keep your current PCP
Love your current primary care doctor? Perfect, no worries! All in-network PCPs are also available for $0 in our "Direct Primary Care" plans.

“A new insurance company that aims to simplify things for consumers by combining comprehensive health coverage and great primary care into one plan.”

Proudly featured in:
Portland Press Herald logo

Hear from our members

Taro has changed my life. I’ve built a relationship with my doctor for the first time ever, and it’s made me a different, healthier person.”

Cary P.

We love it. Our employees love it. Taro is working the way insurance is supposed to.”

Amy L.

I have a closer and better relationship with my doctor. It's definitely better for my health.”

Karen K.

Learn more about ACA Marketplace plans. 

How does the ACA Marketplace work?

The Health Insurance Marketplace (also called the Exchange) is where Affordable Care Act (ACA) health care plans are sold. You may also hear names like ObamaCare and Individual & Family plans. These are all Marketplace health plans that people can buy on their own, rather than through an employer or another government-run program, like Medicare or Medicaid. Plans on the Marketplace are categorized based on how you and your plan split the cost of your health care. They go by Bronze, Silver, and Gold — known as the “metal” categories.

How is Taro able to offer free primary care?

It’s simple: better primary care means fewer hospital visits and expensive prescription drugs. This lowers the cost for everyone, and we pass the savings on to you. This commitment to keeping you healthy means Taro is the only ACA plan to include free, unlimited primary care and mental health visits. And should you need access to specialists or hospital care, Taro partners with hospitals you know and trust with transparent pricing so you’ll know costs upfront––no surprise bills in the mail months later.

How is Taro different from other insurance companies?

We structured our plans to lead with upfront value from Day 1. This means that you’ll be able to feel benefits from your Taro plan without spending a dime by taking advantage of free, unlimited primary care visits, and free, unlimited mental health visits. By leading with quality primary care and these unique benefits, Taro helps keep you healthy from the start. And similar to other plans, Taro will always be there for you when you need us, with a wide network of top specialists, hospitals, and facilities.

Example image of patient and therapist session
Example image of patient and therapist session
For Employers

Offer your employees best-in-class care.

Retain and recruit the best talent with a new health insurance offering best-in-class primary care, to keep you and your team healthier.

Now available for small businesses between 2-50 employees.