Maine’s only ACA Marketplace plan with extraordinary access to primary care.
The only plan to offer free, unlimited primary care and mental health visits in Maine.
Taro Health plans are built on the foundation of free, unlimited primary care and mental health visits.
We offer plans at a variety of price points and coverage levels to help meet your needs. Compare our 2025 plans at a glance:
| Bronze | Silver | Gold | |
|---|---|---|---|
| Deductible | $4,150 | $1,900 | $0 |
| Monthly Payment | $ $ $ $ | $ $ $ $ | $ $ $ $ |
Primary Care | $0 | $0 | $0 |
Mental Health | $0 | $0 | $0 |
| Specialists | $150 or less | $75 or less | $35 or less |
| PT/OT/ST | $75 or less | $50 or less | $30 or less |
| Generic Drugs | $25 or less | $25 or less | $15 or less |
| Preferred Brand Drugs | $150 or less | $70 or less | $50 or less |
| Non-Preferred Brand Drugs | 50% | $100 or less | $100 or less |
| Specialty Drugs | 50% | 50% | $200 or less |
| Out-Of-Pocket Maximum | $9,200 | $9,200 | $7,800 |
| Coinsurance | 50% | 50% | 50% |
| Referrals | Not required | Not required | Not required |
Choose the plan that works best for you:
Bronze
Silver
Gold
In addition to our core plans, we also offer "Clear Choice" plans: standardized cost-sharing plans developed under the standards set by the Maine Bureau of Insurance for all such policies. Please note: "Clear Choice" plans do not include many of the primary care benefits associated with our core plans.
Coverage through a wide network of top healthcare providers.
We partner with doctors and hospitals you trust for comprehensive coverage across labs & x-rays, low specialist copays, surgeries, newborn care and more.
“Taro brings clarity for people. Patients are able to receive the care they need without the anxiety.”
Health insurance that keeps you healthy.
While traditional health plans focus on helping you when you’re sick, Taro provides extraordinary primary care to keep you healthy, and help things go right from the start.
We believe in the power of quality primary care and we’ve partnered with the doctors who agree.
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Learn more about ACA Marketplace plans.
The Health Insurance Marketplace (also called the Exchange) is where Affordable Care Act (ACA) health care plans are sold. You may also hear names like ObamaCare and Individual & Family plans. These are all Marketplace health plans that people can buy on their own, rather than through an employer or another government-run program, like Medicare or Medicaid. Plans on the Marketplace are categorized based on how you and your plan split the cost of your health care. They go by Bronze, Silver, and Gold — known as the “metal” categories.
It’s simple: better primary care means fewer hospital visits and expensive prescription drugs. This lowers the cost for everyone, and we pass the savings on to you. This commitment to keeping you healthy means Taro is the only ACA plan to include free, unlimited primary care and mental health visits. And should you need access to specialists or hospital care, Taro partners with hospitals you know and trust with transparent pricing so you’ll know costs upfront––no surprise bills in the mail months later.
We structured our plans to lead with upfront value from Day 1. This means that you’ll be able to feel benefits from your Taro plan without spending a dime by taking advantage of free, unlimited primary care visits, and free, unlimited mental health visits. By leading with quality primary care and these unique benefits, Taro helps keep you healthy from the start. And similar to other plans, Taro will always be there for you when you need us, with a wide network of top specialists, hospitals, and facilities.
